No Win No Fee – Free Evaluation

1800 700 125

Info for Insurance & TPD Claims

Car Accident Compensation Calculator for CTP Claims

Use our free, fast CTP calculator to know the value of your car accident compensation claim. Getting an online lump sum payout estimate can help you decide whether to pursue your case. You can also have a free phone consultation by Calling 1800 700 125

Disclaimer: Online compensation payout estimates are a guide. Contact our sponsor Splatt Lawyers, on 1800 700 125 for an accurate valuation.

All Australian Road users must have compulsory third-party (CTP) insurance. Hence, the at-fault driver has a liability insurance policy to cover the owed compensation when someone has a traffic accident injury.

However, calculating the value of a car accident injury claim can be challenging, especially when determining the level of compensation due. That’s when a car injury calculator can help.

Using the calculator is straightforward and takes less than one minute, giving you a fast estimation of your potential claim benefits. Get started now to know how much you could receive in damages for an Australian road injury.

Do you have a valid claim? Find out fast with our free online claim check >

Motor vehicle accident calculator icon

What is a CTP Calculator?

A CTP calculator is a valuable tool that provides a preliminary estimate of the compensation amount due for a personal injury resulting from motor vehicle accidents.

Using a car accident compensation calculator helps you understand the potential settlement you might achieve when you have a successful personal injury claim, including variables like pain and suffering and permanent impairment. 

The calculator works by assessing factors like

  • The severity of your injuries
  • Lost income
  • Rehabilitation costs and medical expenses
  • Pain and suffering
  • Reduction in quality of life

Let’s face it: taking legal action to recover injury damages can be stressful and a hassle, but using a CTP claim calculator to estimate your potential compensation can help you decide whether it’s worthwhile to start the process.

 How Does a Motor Vehicle Accident Calculator Work?

Using a CTP calculator is a quick and easy method of determining the compensation entitlements for a traffic or auto accident. Here are the seven steps and the essential information required to get a fast estimate:

  1. The Australian state where the accident happened
  2. Current employment status and approximate annual salary
  3. Your type of crash, e.g., car, bike, pedestrian, scooter, truck, hit and run etc
  4. Who was to blame (the at-fault driver or road user)
  5. The approximate accident date
  6. Your best guess at injury severity
  7. Submit for estimation

Following these steps, our easy personal injury calculator for CTP claims will help you determine your potential compensation benefits and lump sum entitlements.

What is a Traffic Accident Compensation Payout?

An injured person’s lump sum payout following a road or motor vehicle accident that was wholly or partially not their fault is known as a traffic accident compensation payout. This one-time payment is a car accident settlement for the loss caused by a motor vehicle accident.


How Do You Calculate My Car Accident Injury Claim?

A series of steps calculates the value of your injury compensation payout. Generally, the amount you receive depends on the extent of your harm and how much your injuries have changed your life, for example:

  1. How many physical injuries do you have?
  2. Are you suffering psychological injuries like nervous shock or emotional trauma?
  3. Do you have severe injuries, minor or moderate harm?
  4. Have you developed both a physical injury and a mental health condition?

How much your damage affects your day-to-day life, particularly your capacity to work and earn a living, will impact the value of a car accident settlement amount. Other considerations include the following:

  • Your recovery time, including time off work.
  • Average annual pay
  • Your age when you were injured.
  • Do you have permanent damage?
  • If you need additional home care
  • How much medical treatment and rehab were necessary for recovery?

Fortunately, our online tool makes estimating your personal injury compensation simple. Use our quick calculator now to know how much you can claim.

Car accident compensation claim icon

How Pays My Car Accident Compensation Claim?

When lodging an insurance claim for car accident compensation, you may question who pays the bill. Fortunately, all Australian states have a motor accident insurance scheme that manages their region’s personal injury claim process.

When you have a car accident injury, you can have peace of mind knowing that no matter who caused the collision, a third-party insurance company is liable to fund your damages.


Calculate Your Motor Vehicle Accident Settlement Now

Most Aussies with valid legal claims want to calculate their damages to estimate their auto injury settlement. Fortunately, our personal injury settlement calculator works for any road accident, including:

To have a successfully claim compensation, you must present evidence that proves the liability of the driver at fault. In most cases, you will need the support of skilled personal injury lawyers to access all your entitlements.


Types of Injuries Associated with CTP Claims

In Australia, common types of injuries associated with CTP claims include:

Furthermore, there is often a delay between the road traffic accident and the onset of symptoms. Some injuries, like whiplash, may present themselves several days after the accident, so it’s always best to visit your doctor as soon as possible.

However you were harmed, hiring the best personal injury lawyers helps you secure compensation for vehicle damage, medical expenses, lost wages, and non-economic losses like pain and suffering. Our quick accident payout calculator enables you to know what you might receive.


Factors that Impact the Severity of Road Accident Injuries

Road and car accidents can lead to various physical injuries and psychological damage, from minor cuts and bruises to severe and permanent impairments and emotional trauma. Injuries sustained during car accidents and collisions can vary depending on numerous factors:

  • The kind of accident, e.g. vehicle, pedestrian, passenger etc
  • The speed of the crash
  • The type of vehicles involved.
  • The age and health of the accident participants
Car accident compensation calculator icon

Understanding the Compensation Components of a CTP Claim

All registered vehicles in Australia must have CTP insurance coverage so that the at-fault driver’s insurance covers the cost of injury damages when an accident happens. Understanding the components of a CTP compensation claim will help you understand how settlement values are determined when involved in a car crash.

Generally, heads of damages are used when negotiating personal injury settlement values. These are damage components for economic and non-economic factors when deciding the value of your loss and include the following:

Lost earnings include income lost during and after recovery, including missing superannuation, interest and out of pocket expenses. Your average monthly salary times the time off work is typically the formula for calculating lost wages.

When you have a motor vehicle accident injury, you will have medical expenses for rehabilitation, physiotherapy, medical aids, prescription medication, doctor’s appointments, etc. Hence, heads of damages include reimbursement for reasonable out-of-pocket costs for successful accident claims.

The level of physical or emotional stress your accident and injuries cause will determine how much compensation you receive for pain and suffering. When calculating general damages, valuations consider both mental health and physical harm.

Most Australian states have laws determining how an injury affects lost enjoyment of life, so there is a uniform standard for assigning a monetary value. Additionally, most states have a maximum amount payable for pain and suffering, up to $ 600,000, depending on where the accident happened.

The cost of care and assistance is reimbursement for personal and domestic care costs. When you have an accident injury, you may need support with simple tasks like cleaning, showering, making your bed, preparing food, etc.

Generally, your family or friends might help you or hire someone to assist. Either way, you can be compensated for additional help when injured in a traffic accident.

CTP Insurance Claim for Property Damage

An essential component of a claim is the financial loss associated with vehicle damage or other property damage incurred in an accident. Property damage is a type of special damage that includes all financial losses suffered by the accident victim.

Calculating property damage, unlike other types of compensation, is a generally straightforward process. Typically, you contact your insurance company to notify them of your claim and get quotes to repair the vehicle’s deterioration.

When you have accident coverage, the policy provider manages this component of your CTP insurance claim, which is not included in our online road accident compensation calculator.


Expert Accident Compensation Claims Advice

After you have used our free CTP (Compulsory Third Party) calculator to determine the estimated payout for your accident claim, it is essential to seek expert legal advice. Often, CTP claims are challenging, mainly when there are multiple negligent parties, more than one injury, or unclear liability. Having an experienced car accident lawyers guide you through the claims process will likely significantly affect the outcome.

For immediate No Win, No Fee legal support, contact our sponsor – Splatt Lawyer’s on 1800 700 125